- You’ll see a notification in the Brokerage tab about the Robinhood Gold Credit Card with an option to join the waitlist. Since you already have a Robinhood account, you’ll automatically be added to the waitlist when you select Join the waitlist .
If you’re having trouble with the following, contact Robinhood Support :
- Can’t download the Robinhood app
- Robinhood account sign up, including trouble signing in and ID verification
If you’ve already tried to join the waitlist and the Spending tab hasn’t updated, first sign out, make sure you’re on the latest version of the app, and sign back in. If you still don’t see confirmation that you have joined the waitlist after completing these steps, try joining the waitlist again.
If you’ve followed the steps outlined above and you’re still having trouble joining the waitlist, contact Robinhood Credit support at goldcard@robinhood.com .
How can I confirm I'm on the waitlist?When you first join the waitlist, you’ll be sent a confirmation email. You can also check on your status directly in the Robinhood app. In the app, go to Spending to confirm that you have joined the waitlist. You should see a gold check mark with the confirmation “You’re on the waitlist.” If you joined the waitlist online, you need to download the Robinhood app to view your waitlist status. However, you won’t be able to view your place on the waitlist.
If you have a Spending account and you don’t see the Spending tab update to confirm your waitlist status, make sure you’ve funded your Spending account and completed the onboarding checklist. Once completed the Spending tab will update to confirm your waitlist status and allow you to send referral invites.
Once you’re off the waitlist, you’ll receive an email and a notification from the Robinhood app confirming you can apply for the Gold Card. You can apply directly from the homepage or go to Spending .
How do referrals work?If you refer 10 friends who sign up for both the Robinhood Gold Card Waitlist and then Robinhood Gold, you can earn the solid gold Robinhood Gold Card—weighing 36g and made from real 10K gold. After you join the waitlist, you can refer anyone to upgrade to Robinhood Gold within the Robinhood app. To refer someone, go to Spending → Invite friends . This allows you to send an invite link directly to your referral. Please note that your referral will first need to join the Robinhood Gold Card Waitlist before upgrading to Robinhood Gold. The email used to join the waitlist will need to be the same email associated with their Robinhood account to be accurately tracked.
After joining the waitlist, your referral will see the option to upgrade to Robinhood Gold directly in their Robinhood app. If they're not a Robinhood customer yet, they will be able to join Robinhood and then upgrade to Gold directly from the waitlist sign up page. Note that they will need to use the same email they used to sign up for the waitlist to create their Robinhood account. A referral is counted once your referee joins the Gold Card Waitlist, upgrades to Robinhood Gold, and makes their first Gold subscription payment.
When there is a change with any of your referrals’ status, you’ll receive an email notification update. This will include how many referrals have upgraded to Gold, and how many referrals have paid their first subscription fee. This allows you to stay updated with your progress towards 10 Gold referrals. Terms apply .
How do I get the Robinhood Gold Card?First, join the Gold Card waitlist . When you’re selected to apply, you’ll receive an email and push notification from the Robinhood app as well as see your eligibility to apply in the Spending tab. Just click the link from your invite to start your application. If you have any questions during the application process, you can contact the credit team directly within your application.
Is there an annual fee?There’s no annual fee for the Robinhood Gold Card, however, the card is only available to Robinhood Gold members. If you don’t currently have a Robinhood Gold membership when you apply for the card, once your credit application is approved, you’ll confirm the upgrade to Gold (including the annual fee) when you accept the terms and conditions of the card. This fee will be charged to your Robinhood Gold credit card within your first billing cycle. If you already have a Gold membership, we’ll refund a prorated fee for your current subscription and then charge the fee to your Gold Card. Learn more about Robinhood Gold .
Can I reapply if my application gets rejected?If your application is rejected, you’ll receive an email with additional information about the decision within 7 days. You may be eligible to reapply at a later date. If you’re eligible to reapply, you’ll see the application available to restart in the Spending tab within the Robinhood app. Note that you won’t be eligible to reapply for at least 30 days.
More questions? Contact us at goldcard@robinhood.com
Disclosures
Disclosures
Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank. The Gold Card requires an annual Robinhood Gold subscription to apply and maintain the card and does not include a 30 day free trial.
Robinhood Gold is offered through Robinhood Gold, LLC (RHG) and is a subscription offering premium services for a monthly or annual fee. RHF (member SIPC ) is a registered broker-dealer. RCT and RHG are subsidiaries of Robinhood Markets, Inc. (Robinhood).
The Brokerage Cash Sweep Program is an added feature to your Robinhood Financial LLC brokerage account. Interest is earned on uninvested cash swept from your brokerage account to program banks . Program banks pay interest on your swept cash, minus any fees paid to Robinhood. The Annual Percentage Yield (APY) is 0.01% as of May 8, 2024 or 4.5% for Robinhood Gold members as of Sept 19, 2024. The APY might change at any time at the program banks' discretion. Additionally, any fees Robinhood receives may vary and is subject to change. Neither Robinhood Financial LLC nor any of its affiliates are banks.
The 3% matching on contributions requires a subscription with Robinhood Gold (fees apply), must be subscribed to Gold for 1 year after your contribution to keep the full 3% match. You must have compensation (wage income) in order to contribute to an IRA. The funds that earned the match must be kept in the account for at least 5 years to avoid a potential Early IRA Match Removal Fee. For more information refer to the IRA Match FAQ .
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Legal & Regulatory
-
Legal & Regulatory
All investing involves risk.
Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC ), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC ).
Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Please review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.
The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Please review a list of our licenses for more information.
The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.
Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).
RHF, RHY, RHC, RCT, RHG, and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC, RCT, RHG, and RHS are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.
RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement ).
Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.
Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2024 Robinhood. All rights reserved. Follow us onAll investing involves risk.
Brokerage services are offered through Robinhood Financial LLC, (“RHF”) a registered broker dealer (member SIPC ), and clearing services through Robinhood Securities, LLC, (“RHS”) a registered broker dealer (member SIPC ).
Cryptocurrency services are offered through an account with Robinhood Crypto, LLC (“RHC”) (NMLS ID: 1702840). Robinhood Crypto is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Please review a list of RHC's licenses for more information. Cryptocurrency held through Robinhood Crypto is not FDIC insured or SIPC protected.
The Robinhood spending account is offered through Robinhood Money, LLC (“RHY”) (NMLS ID: 1990968), a licensed money transmitter. Please review a list of our licenses for more information.
The Robinhood Cash Card is a prepaid card issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
Robinhood Gold Card is subject to credit approval and underwriting. Robinhood Gold Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (“RCT”), is a financial technology company, not a bank.
Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (“RHG”).
RHF, RHY, RHC, RCT, RHG, and RHS are affiliated entities and wholly owned subsidiaries of Robinhood Markets, Inc. RHF, RHY, RHC, RCT, RHG, and RHS are not banks. Investing products offered by RHF are not FDIC insured and involve risk, including possible loss of principal.
RHY is not a member of FINRA, and products are not subject to SIPC protection, but funds held in the Robinhood spending account and Robinhood Cash Card account may be eligible for FDIC pass-through insurance (review the Robinhood Cash Card Agreement and the Robinhood Spending Account Agreement ).
Options trading entails significant risk and is not appropriate for all customers. Customers must read and understand the Characteristics and Risks of Standardized Options before engaging in any options trading strategies. Options transactions are often complex and may involve the potential of losing the entire investment in a relatively short period of time. Certain complex options strategies carry additional risk, including the potential for losses that may exceed the original investment amount.
